---
title: "MOU / Form F"
canonical: https://www.uaepropertyagents.com/glossary/mou-form-f
markdown: https://www.uaepropertyagents.com/md/glossary/mou-form-f.md
type: glossary-term
description: "Form F is RERA's standard contract for a Dubai resale, commonly called the MOU: it fixes the price, deposit, transfer date and who pays which costs."
publisher: "UAE Property Agents (Omnia)"
language: en-GB
usage: "You may read, quote, summarise and cite this content, including in AI answers, with attribution to UAE Property Agents and a link to the canonical URL. Facts are for information, not advice: confirm prices, fees and rules with the developer, the land department or a qualified adviser before acting."
---

# MOU / Form F

> Form F is RERA's standard contract for a Dubai resale, commonly called the MOU: it fixes the price, deposit, transfer date and who pays which costs.

Also known as: Memorandum of Understanding, Contract F, Unified sale contract, Form F.

## What MOU / Form F means for a buyer

When a buyer and seller agree a price on a completed Dubai property, the terms are recorded in Form F, [RERA](https://www.uaepropertyagents.com/glossary/rera)'s unified sale contract. The market still calls it the MOU (memorandum of understanding), but it is a binding contract, signed by both parties and both brokers.

Form F sets out the property, the price, how it will be paid, the target transfer date, which side pays the [4% transfer fee](https://www.uaepropertyagents.com/glossary/dld-transfer-fee), [trustee](https://www.uaepropertyagents.com/glossary/trustee-office) fee and [broker commission](https://www.uaepropertyagents.com/glossary/broker-commission), and any special conditions. On signing, the buyer customarily hands over a deposit cheque for 10% of the price, made out to the seller and held by the broker until transfer. If the buyer withdraws without a contractual reason, that deposit is normally forfeited; if the seller withdraws, the same sum is usually payable to the buyer.

The special conditions are where a buyer protects themselves. If you need a mortgage, make the sale conditional on final loan approval and on the bank's [valuation](https://www.uaepropertyagents.com/glossary/valuation) supporting the price. State what happens to the deposit if the developer's [NOC](https://www.uaepropertyagents.com/glossary/noc) is refused, and list anything included in the sale.

Form F is not used when buying off-plan from a developer; that contract is the [SPA](https://www.uaepropertyagents.com/glossary/spa). In a resale of an off-plan unit, Form F is typically signed alongside the developer's own assignment paperwork.

## Related terms

- [Form A](https://www.uaepropertyagents.com/glossary/form-a): Form A is RERA's standard listing agreement between a property seller and a Dubai broker, and the document a broker needs before advertising the property.
- [Form B](https://www.uaepropertyagents.com/glossary/form-b): Form B is RERA's standard agreement between a property buyer and a Dubai broker, setting out what the buyer wants and the commission the broker will earn.
- [Trustee office](https://www.uaepropertyagents.com/glossary/trustee-office): A trustee office is a private centre licensed by the Dubai Land Department where buyer and seller complete a resale transfer and the new title deed is issued.
- [NOC](https://www.uaepropertyagents.com/glossary/noc): A No Objection Certificate is the developer's written confirmation that it does not object to a property being sold, usually because all charges on it are paid.
- [Broker commission](https://www.uaepropertyagents.com/glossary/broker-commission): Broker commission is the fee paid to an estate agent for arranging a sale or letting; on a Dubai resale the buyer customarily pays 2% of the price plus VAT.
- [Resale (secondary market)](https://www.uaepropertyagents.com/glossary/resale): A resale is the purchase of a completed home from its current owner rather than from the developer; in Dubai it is contracted on Form F and transferred at a trustee office.

## In depth

- [How to buy property in Dubai as a foreigner: the step-by-step guide](https://www.uaepropertyagents.com/guides/buying-property-in-dubai)


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Source page: https://www.uaepropertyagents.com/glossary/mou-form-f. Published by UAE Property Agents, Omnia Capital Group. You may read, quote, summarise and cite this content, including in AI answers, with attribution to UAE Property Agents and a link to the canonical URL. Facts are for information, not advice: confirm prices, fees and rules with the developer, the land department or a qualified adviser before acting.