---
title: "Calculators"
canonical: https://www.uaepropertyagents.com/tools
markdown: https://www.uaepropertyagents.com/md/tools.md
type: collection
updated: 2026-11-12
publisher: "UAE Property Agents (Omnia)"
language: en-GB
usage: "You may read, quote, summarise and cite this content, including in AI answers, with attribution to UAE Property Agents and a link to the canonical URL. Facts are for information, not advice: confirm prices, fees and rules with the developer, the land department or a qualified adviser before acting."
---

# Calculators

- [Buying cost calculator](https://www.uaepropertyagents.com/tools/purchase-cost-calculator): Work out the full cost of buying property in Dubai, Abu Dhabi or Ras Al Khaimah: DLD transfer fee, registration, trustee, mortgage and agent fees, itemised.
- [Payment plan calculator](https://www.uaepropertyagents.com/tools/payment-plan-calculator): Turn any off-plan payment plan into a dated cash-flow schedule: how much is due on booking, during construction, at handover and after, in AED, GBP, USD or EUR.
- [Rental yield calculator](https://www.uaepropertyagents.com/tools/rental-yield-calculator): Calculate gross and net rental yield on a UAE property after service charges, management, vacancy and buying costs.
- [Mortgage calculator](https://www.uaepropertyagents.com/tools/mortgage-calculator): Estimate monthly repayments, deposit and total interest on a UAE mortgage as a resident or non-resident buyer, with loan-to-value limits applied.
- [Golden Visa checker](https://www.uaepropertyagents.com/tools/golden-visa-checker): Check whether a UAE property purchase meets the AED 2 million threshold for the 10-year Golden Visa, including joint ownership and multiple properties.
- [Budget converter](https://www.uaepropertyagents.com/tools/currency-budget-converter): Convert a budget in pounds, dollars or euros into a realistic UAE purchase price in dirhams after buying costs and a currency buffer.
- [Mortgage affordability calculator](https://www.uaepropertyagents.com/tools/mortgage-affordability-calculator): For UAE residents and nationals: the most a bank can lend on your salary under the Central Bank limits on debt burden, income and loan to value, the highest price that reaches, and the cash you need for the down payment and fees.
- [Commute finder](https://www.uaepropertyagents.com/tools/commute-finder): Choose where you work, from DIFC and Downtown to Dubai South and Abu Dhabi, and see the areas with published drive times to it, quickest first, with their new developments and prices from.

## Market tools

- [Yield versus growth](https://www.uaepropertyagents.com/atlas/tools/yield-vs-growth): Every UAE area with a published gross yield and price change, plotted on one chart: which areas pay the most rent and which have risen fastest, with sources.
- [Price momentum](https://www.uaepropertyagents.com/atlas/tools/momentum): Price and rent change by area over 3 months, 6 months, 1 year and 3 years, side by side, so a short dip can be read against the longer trend.
- [Rent or buy](https://www.uaepropertyagents.com/atlas/tools/rent-vs-buy): Pick an area and see when buying beats renting, using its published price per sq ft and yield, real UAE buying costs and your own mortgage and growth assumptions.
- [City price indices](https://www.uaepropertyagents.com/atlas/tools/city-index): The published price indices for each emirate, from ValuStrat, Bayut and Property Finder, each shown as its own series and never merged.
- [What is being built nearby](https://www.uaepropertyagents.com/atlas/tools/near-me): Pick an area or share your location to see the major transport, tourism and master-plan projects nearby, with distance, status, timeline and the reported effect on prices.

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Source page: https://www.uaepropertyagents.com/tools. Published by UAE Property Agents, Omnia Capital Group. You may read, quote, summarise and cite this content, including in AI answers, with attribution to UAE Property Agents and a link to the canonical URL. Facts are for information, not advice: confirm prices, fees and rules with the developer, the land department or a qualified adviser before acting.