What a Dubai property costs in Indian rupees

Prices, government fees, a payment plan and a deposit, in Indian rupees.

Dubai off-plan prices in INR, with fees

The 4% Dubai Land Department fee and the Oqood admin fee are added to the price.

Off-plan buyers normally pay no agent commission. Converted at ₹25.56 per dirham, the mid-market rate on 12 November 2026. Rates move: enter the one your bank or provider quotes.

Dubai off-plan prices and government fees in Indian rupees
PriceIn INRDLD feesTotal in INR
AED 750,000₹1,91,67,513₹7,92,768₹1,99,60,281
AED 1,000,000₹2,55,56,684₹10,48,335₹2,66,05,019
AED 1,500,000₹3,83,35,026₹15,59,469₹3,98,94,495
AED 2,000,000Golden Visa value₹5,11,13,368₹20,70,603₹5,31,83,971
AED 3,000,000Golden Visa value₹7,66,70,052₹30,92,870₹7,97,62,922

One person's LRS limit of USD 250,000 a financial year is AED 918,125 (₹2,34,64,230). Above that, co-owners each use their own limit, or payments are spread across financial years.

An off-plan plan in Indian rupees

An AED 1,500,000 apartment on a 10/50/40 plan: 10% on booking, 50% during construction and 40% on handover. Plans vary by developer.

Booking deposit (10%) plus DLD fees
₹53,92,971 (AED 211,020)
During construction (50%)
₹1,91,67,513 (AED 750,000)
On handover (40%)
₹1,53,34,010 (AED 600,000)

Try other plans in the payment plan calculator and read how post-handover plans change the picture.

What a currency move does to the handover payment

The 40% handover payment of AED 600,000 is fixed in dirhams. In Indian rupees it depends on the rate on the day.

INR 10% weaker
₹1,70,37,789
INR 5% weaker
₹1,61,41,064
At the 12 November 2026 rate
₹1,53,34,010
INR 5% stronger
₹1,46,03,819
INR 10% stronger
₹1,39,40,009

Illustrations of the arithmetic, not forecasts.

A completed home with a non-resident mortgage

An AED 2,000,000 resale apartment with a 60% loan, the most non-residents are usually offered. Many banks lend less.

Deposit (40%)
₹2,04,45,347
DLD transfer fee (4%)
₹20,44,535
DLD admin and title deed fees
₹14,823
Registration trustee fee (incl. 5% VAT)
₹1,07,338
Mortgage registration (0.25% of loan)
₹83,570
Agent commission (2% + VAT, typical)
₹10,73,381
Cash needed from you
₹2,37,68,994

Bank arrangement and valuation fees are extra; see non-resident mortgages.

Start from your own budget

Converted at ₹25.56 per dirham, the mid-market rate on 12 November 2026. Rates move: enter the one your bank or provider quotes.

Highest Dubai off-plan price this covers

AED 1,385,000

about ₹3,53,96,030

Your budget in dirhams
AED 1,486,890
Held back as a currency buffer
AED 44,607
Dubai Land Department fees on that price
AED 56,420
LRS limit for one person, one financial year
AED 918,125
TCS if all of it is sent in one financial year
₹74,00,000

This is more than one person can remit in a financial year under the LRS. Co-owners each have their own limit, or the payments can be spread across financial years.

Off-plan in Dubai: the 4% DLD fee and the Oqood admin fee. Developer admin charges, furnishing and any mortgage costs are extra. TCS assumes no other LRS remittances that year and is claimable as a credit when you file. Estimates, not advice.

Fees from the Dubai Land Department's published schedule as used by our buying cost calculator, last reviewed 12 November 2026. Rate: ExchangeRate-API open data: AED rates, 12 November 2026. Estimates for planning, not quotations or advice.

Costs in Indian rupees: questions

How much is AED 1 million in Indian rupees?

About ₹2,55,56,684 at the mid-market rate on 12 November 2026. On a Dubai off-plan purchase add the 4% Dubai Land Department fee and the Oqood admin fee, about AED 41,020 or ₹10,48,335, for ₹2,66,05,019 in all.

How much does an AED 2 million Golden Visa property cost in Indian rupees?

AED 2 million is about ₹5,11,13,368, or ₹5,31,83,971 with the Dubai Land Department fees on an off-plan purchase. AED 2 million is the property value that can support an application for the 10-year Golden Visa; eligibility is decided by the authorities.

How much deposit does a buyer from India need for a Dubai mortgage?

UAE banks typically lend non-residents up to 60% of a completed property's value, often less. On an AED 2 million resale home that means a deposit of at least AED 800,000 (₹2,04,45,347) plus about AED 130,050 (₹33,23,647) in fees, all from your own funds.

How many years of LRS remittances does a Dubai property take?

One person can remit up to USD 250,000 (AED 918,125) per financial year under the LRS. An AED 1.5 million purchase plus fees needs more than one person-year: co-owners each have their own limit, and an off-plan plan spreads payments over several financial years. TCS of 20% applies to remittances above ₹10 lakh in a year and can be claimed as a credit when you file.

Want these numbers for a real development?

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