UAE property calculators

What a purchase will really cost, when the money is due and what it might earn.

Living in the UAE

What your salary can borrow, and which areas are an easy drive to work.

  • Mortgage affordability calculator

    Applies the Central Bank's three limits to your salary: repayments within 50% of income, a loan of at most 7 or 8 times your annual salary, and the loan-to-value cap for your nationality, home and price. Shows which limit decides, the highest price it reaches and the cash you need.

    Explained in Mortgages for UAE residents

  • Commute finder

    Ranks areas by their published drive times to the work hub you choose, from DIFC to Yas Island, with the live developments and starting prices in each. Areas with no published time are listed separately, never estimated.

    Explained in Family communities in Dubai

Set a budget

What your money buys once fees and currency are allowed for, and whether it reaches the Golden Visa threshold.

  • Budget converter

    Works backwards from a budget in pounds, dollars or euros: converts it at the rate you enter, holds back a buffer for the rate moving and sets aside buying costs, leaving the highest price you can pay in dirhams.

    Explained in Buying UAE property from the UK

  • Golden Visa checker

    Tests whether the property you own or plan to buy reaches the AED 2 million value for the 10-year Golden Visa, alone, with a spouse or as a share with others. It cannot assess the documents the authorities ask for.

    Explained in UAE Golden Visa by property investment

Cost a purchase

Every fee on the way in, when each payment falls due, and what a mortgage would cost each month.

  • Buying cost calculator

    Adds the land department transfer or registration fee, trustee and title deed charges and any mortgage registration to the price, for Dubai, Abu Dhabi, Ras Al Khaimah or Sharjah. Where the published fees for an emirate conflict, the result is labelled indicative.

    Explained in Dubai property buying costs in 2026

  • Payment plan calculator

    Turns a plan such as 60/40 or 80/20 into a month-by-month schedule: the booking deposit, the construction instalments, the handover payment and anything due after handover, in dirhams or your own currency.

    Explained in Off-plan payment plans explained

Judge the return

Gross and net yield after service charges, voids and fees.

Market tools

Interactive tools built on published market figures, each with its source and date: yields against growth, momentum, rent or buy, city indices and what is being built nearby.

  • Yield versus growth

    Gross yield against the published change in price per sq ft, for every area with both.

  • Price momentum

    Short-term and long-term price and rent changes, side by side.

  • Rent or buy

    When buying beats renting, with each area's published price and yield.

Prefer someone to run the numbers with you?

Tell us the budget and the goal. We'll model real developments and payment plans and talk you through the result.

  • Current price list and availability, direct from the developer
  • No fee to you on off-plan purchases: the developer pays us
  • One salaried adviser, not on commission, from first call to handover

Need more information?

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