Mortgage affordability calculator
What your salary can borrow, and the cash you need to buy.
Living in the UAE? Buy your own home
Guides, tools and homes for people who already live here.
From renting to owning
Four steps for a resident buyer.
Step 1: Know what you can borrow
Banks lend up to 80% of a first home's value to expatriates and 85% to UAE nationals, within half your income. A pre-approval then fixes the loan before you offer.
Affordability calculatorStep 2: Choose where to live
Rank areas by published drive time to where you work, then weigh up schools, parks and service charges.
Commute finderStep 3: Decide on ready or off-plan
A completed home can be mortgaged and lived in straight away. Off-plan spreads the payments and asks you to wait.
Homes ready to move intoStep 4: Reserve, register and move in
In Dubai, budget 4% of the price for the land department and the registration fees, paid in cash.
Buying costs
Work it out
What you can borrow, where to live, and whether to keep renting.
Commute finder
Areas by drive time to where you work, with homes in each.
Rent or buy
When buying beats renting, with each area's published price and yield.
Guides for residents
Written for people buying where they already live.
Homes you can move into soon
Completed homes from developers, and projects due for handover this year.
Ready
Binghatti Aurora
Binghatti
- Apartments
- Studio to 2 bed
- 386 to 2,057 sq ft
- Completed
From AED 1.47M
Jumeirah Village Circle, Dubai
Ready
Azizi Aliyah
Azizi Developments
- Apartments
- Studio to 2 bed
- 365 to 1,323 sq ft
- Completed
From AED 1.14M
Al Jaddaf, Dubai
Ready
Binghatti Royale
Binghatti
- Apartments
- 1 to 3 bed
- 806 to 2,166 sq ft
- Completed
From AED 1.6M
Jumeirah Village Circle, Dubai
Ready
DaVinci Tower by Pagani
Dar Global
- Apartments, duplexes, penthouses
- 2 to 4 bed
- 1,848 to 14,428 sq ft
- Completed
From AED 5.02M
Business Bay, Dubai
Ready
Binghatti Ghost
Binghatti
- Apartments
- Studio to 3 bed
- 358 to 2,452 sq ft
- Completed
From AED 2.61M
Al Jaddaf, Dubai
Ready
Binghatti Starlight
Binghatti
- Apartments, duplexes
- Studio to 2 bed
- 415 to 2,635 sq ft
- Completed
From AED 881K
Al Jaddaf, Dubai
Ready
Binghatti Elite
Binghatti
- Apartments
- Studio to 1 bed
- 376 to 901 sq ft
- Completed
From AED 831K
Dubai Production City, Dubai
Plan your purchase with an adviser
Tell us your budget, where you work and when your lease ends. We will shortlist homes that fit and check the mortgage with you.
- Current price list and availability, direct from the developer
- No fee to you on off-plan purchases: the developer pays us
- One salaried adviser, not on commission, from first call to handover
