What a Dubai property costs in Saudi riyals
Prices, government fees, a payment plan and a deposit, in Saudi riyals.
Dubai off-plan prices in SAR, with fees
The 4% Dubai Land Department fee and the Oqood admin fee are added to the price.
Off-plan buyers normally pay no agent commission. The Saudi riyal and the dirham are both fixed to the US dollar, so one dirham costs SAR 1.0211 at a fixed cross rate. Only your bank's conversion margin varies.
| Price | In SAR | DLD fees | Total in SAR |
|---|---|---|---|
| AED 750,000 | SAR 765,827 | SAR 31,675 | SAR 797,502 |
| AED 1,000,000 | SAR 1,021,103 | SAR 41,886 | SAR 1,062,989 |
| AED 1,500,000 | SAR 1,531,655 | SAR 62,308 | SAR 1,593,962 |
| AED 2,000,000Golden Visa value | SAR 2,042,206 | SAR 82,730 | SAR 2,124,936 |
| AED 3,000,000Golden Visa value | SAR 3,063,309 | SAR 123,574 | SAR 3,186,883 |
An off-plan plan in Saudi riyals
An AED 1,500,000 apartment on a 10/50/40 plan: 10% on booking, 50% during construction and 40% on handover. Plans vary by developer.
- Booking deposit (10%) plus DLD fees
- SAR 215,473 (AED 211,020)
- During construction (50%)
- SAR 765,827 (AED 750,000)
- On handover (40%)
- SAR 612,662 (AED 600,000)
Try other plans in the payment plan calculator and read how post-handover plans change the picture.
No exchange-rate risk while the peg holds
The Saudi riyal and the dirham are both fixed to the dollar, so the handover payment of AED 600,000 is SAR 612,662 whenever it falls due. Only your bank's conversion margin varies.
A completed home with a non-resident mortgage
An AED 2,000,000 resale apartment with a 60% loan, the most non-residents are usually offered. Many banks lend less.
- Deposit (40%)
- SAR 816,882
- DLD transfer fee (4%)
- SAR 81,688
- DLD admin and title deed fees
- SAR 592
- Registration trustee fee (incl. 5% VAT)
- SAR 4,289
- Mortgage registration (0.25% of loan)
- SAR 3,339
- Agent commission (2% + VAT, typical)
- SAR 42,886
- Cash needed from you
- SAR 949,677
Bank arrangement and valuation fees are extra; see non-resident mortgages.
Start from your own budget
The Saudi riyal and the dirham are both fixed to the US dollar, so one dirham costs SAR 1.0211 at a fixed cross rate. Only your bank's conversion margin varies.
Highest Dubai off-plan price this covers
AED 1,411,000
about SAR 1,440,772
- Your budget in dirhams
- AED 1,469,004
- Dubai Land Department fees on that price
- AED 57,460
Off-plan in Dubai: the 4% DLD fee and the Oqood admin fee. Developer admin charges, furnishing and any mortgage costs are extra. Estimates, not advice.
Fees from the Dubai Land Department's published schedule as used by our buying cost calculator, last reviewed 12 November 2026. Rate: ExchangeRate-API open data: AED rates, 12 November 2026 (1.021103 riyals per dirham, the ratio of the SAR 3.75 and AED 3.6725 dollar pegs). Estimates for planning, not quotations or advice.
Costs in Saudi riyals: questions
How much is AED 1 million in Saudi riyals?
About SAR 1,021,103 at the fixed cross rate of the two dollar pegs. On a Dubai off-plan purchase add the 4% Dubai Land Department fee and the Oqood admin fee, about AED 41,020 or SAR 41,886, for SAR 1,062,989 in all.
How much does an AED 2 million Golden Visa property cost in Saudi riyals?
AED 2 million is about SAR 2,042,206, or SAR 2,124,936 with the Dubai Land Department fees on an off-plan purchase. AED 2 million is the property value that can support an application for the 10-year Golden Visa; eligibility is decided by the authorities.
How much deposit does a buyer from Saudi Arabia need for a Dubai mortgage?
UAE banks typically lend non-residents up to 60% of a completed property's value, often less. On an AED 2 million resale home that means a deposit of at least AED 800,000 (SAR 816,882) plus about AED 130,050 (SAR 132,794) in fees, all from your own funds.
Want these numbers for a real development?
Send us your budget in Saudi riyals and the best time to call. We'll run the payment plan for the developments that fit.
- Current price list and availability, direct from the developer
- No fee to you on off-plan purchases: the developer pays us
- One salaried adviser, not on commission, from first call to handover
