What a Dubai property costs in US dollars
Prices, government fees, a payment plan and a deposit, in US dollars.
Dubai off-plan prices in USD, with fees
The 4% Dubai Land Department fee and the Oqood admin fee are added to the price.
Off-plan buyers normally pay no agent commission. The dirham is pegged at AED 3.6725 to the dollar, so a budget in dollars converts at a fixed rate. Only your bank's conversion margin varies.
| Price | In USD | DLD fees | Total in USD |
|---|---|---|---|
| AED 750,000 | $204,220 | $8,447 | $212,667 |
| AED 1,000,000 | $272,294 | $11,169 | $283,463 |
| AED 1,500,000 | $408,441 | $16,615 | $425,056 |
| AED 2,000,000Golden Visa value | $544,588 | $22,061 | $566,649 |
| AED 3,000,000Golden Visa value | $816,882 | $32,953 | $849,835 |
An off-plan plan in US dollars
An AED 1,500,000 apartment on a 10/50/40 plan: 10% on booking, 50% during construction and 40% on handover. Plans vary by developer.
- Booking deposit (10%) plus DLD fees
- $57,459 (AED 211,020)
- During construction (50%)
- $204,220 (AED 750,000)
- On handover (40%)
- $163,376 (AED 600,000)
Try other plans in the payment plan calculator and read how post-handover plans change the picture.
No exchange-rate risk while the peg holds
The dirham is fixed to the dollar, so the handover payment of AED 600,000 is $163,376 whenever it falls due. Only your bank's conversion margin varies.
A completed home with a non-resident mortgage
An AED 2,000,000 resale apartment with a 60% loan, the most non-residents are usually offered. Many banks lend less.
- Deposit (40%)
- $217,835
- DLD transfer fee (4%)
- $21,784
- DLD admin and title deed fees
- $158
- Registration trustee fee (incl. 5% VAT)
- $1,144
- Mortgage registration (0.25% of loan)
- $890
- Agent commission (2% + VAT, typical)
- $11,436
- Cash needed from you
- $253,247
Bank arrangement and valuation fees are extra; see non-resident mortgages.
Start from your own budget
The dirham is pegged at AED 3.6725 to the dollar, so a budget in dollars converts at a fixed rate. Only your bank's conversion margin varies.
Highest Dubai off-plan price this covers
AED 1,446,000
about $393,737
- Your budget in dirhams
- AED 1,505,725
- Dubai Land Department fees on that price
- AED 58,860
Off-plan in Dubai: the 4% DLD fee and the Oqood admin fee. Developer admin charges, furnishing and any mortgage costs are extra. Estimates, not advice.
Fees from the Dubai Land Department's published schedule as used by our buying cost calculator, last reviewed 12 November 2026. Rate: ExchangeRate-API open data: AED rates, 12 November 2026 (0.272294 dollars per dirham, the AED 3.6725 peg). Estimates for planning, not quotations or advice.
Costs in US dollars: questions
How much is AED 1 million in US dollars?
About $272,294 at the dollar peg. On a Dubai off-plan purchase add the 4% Dubai Land Department fee and the Oqood admin fee, about AED 41,020 or $11,169, for $283,463 in all.
How much does an AED 2 million Golden Visa property cost in US dollars?
AED 2 million is about $544,588, or $566,649 with the Dubai Land Department fees on an off-plan purchase. AED 2 million is the property value that can support an application for the 10-year Golden Visa; eligibility is decided by the authorities.
How much deposit does a buyer from the United States need for a Dubai mortgage?
UAE banks typically lend non-residents up to 60% of a completed property's value, often less. On an AED 2 million resale home that means a deposit of at least AED 800,000 ($217,835) plus about AED 130,050 ($35,412) in fees, all from your own funds.
Want these numbers for a real development?
Send us your budget in US dollars and the best time to call. We'll run the payment plan for the developments that fit.
- Current price list and availability, direct from the developer
- No fee to you on off-plan purchases: the developer pays us
- One salaried adviser, not on commission, from first call to handover
